Super Visa Insurance Canada
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Super Visa Insurance - Quotes Calculator
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However, visitors to Canada are generally not covered by provincial or territorial health insurance during their stay.
As a result, Super Visa insurance helps cover eligible medical expenses arising from unexpected illness or injury, including emergency treatment, hospitalization and other covered healthcare services while visiting family in Canada.
Learn how Super Visa insurance works, what IRCC requires, how pre-existing conditions may be covered and how to compare available plans.
Depending on the plan, benefits may include hospitalization, physician services, ambulance transportation, prescription drugs, diagnostics, emergency dental care and repatriation.
– Be valid for at least 1 year from the date of entry to Canada
– Provide at least $100,000 in emergency medical coverage
– Cover health care, hospitalization and repatriation
– Be valid for each entry to Canada and available for review
– Be issued by a Canadian insurer or an eligible foreign insurer that meets IRCC requirements
Stability periods vary by age, insurer and plan, and coverage may be included or optional depending on the policy.
Once you select a plan, complete the application and payment to receive your policy documents.
Coverage varies by insurer and plan, including benefit limits, exclusions and eligibility requirements.
– Visits to Physician
– Surgeries
– Ambulance Services
– Emergency Air Transportation
– Emergency Dental Repair and Pain Relief
– Prescription Medications
– Diagnostics and X-rays
– Repatriation (Emergency Home Return)
– Accidental Death and Dismemberment
– Follow up Treatment
– Nursing Care
– Rental or Purchase of Medical Appliances
For a detailed coverage description please read the Policy Wording of the plan of your choice.
The Parent and Grandparent Super Visa allows eligible parents and grandparents of Canadian citizens, permanent residents and persons registered under the Indian Act to make multiple visits to Canada for extended periods.
A Super Visa can be valid for up to 10 years, and applicants who applied on or after June 22, 2023 may be authorized to stay in Canada for up to 5 years at a time. This makes the Super Visa different from a regular visitor visa, which is generally intended for shorter stays.
To qualify, applicants must meet IRCC eligibility requirements, including having the required private health insurance, completing an immigration medical examination and receiving financial support from an eligible child or grandchild in Canada.
Processing times vary depending on the applicant’s country and individual circumstances.
Current processing estimates can be checked directly through the IRCC website.
In order to apply for Super Visa, you MUST:
- Be the parent or grandparent of a Canadian citizen, permanent resident or registered Indian.
- Have a host who is at least 18 years old, lives in Canada and meets the minimum necessary income requirement.
- Provide a signed Letter of Invitation from your child or grandchild in Canada.
- Provide proof of your relationship to your host and proof of your host’s status in Canada.
- Have qualifying Super Visa health insurance valid for at least one year from your date of entry to Canada, with a minimum of $100,000 in emergency medical coverage.
- Ensure the insurance covers health care, hospitalization and repatriation and is issued by a Canadian insurer or an eligible foreign insurer that meets IRCC requirements.
- Complete an immigration medical examination with an approved panel physician.
- Meet any other immigration and admissibility requirements that apply to your application.
Super Visa Income Requirements
Your host must demonstrate that they meet the minimum income requirement for their family size.
Under rules effective March 31, 2026, the income requirement may be satisfied using qualifying income from either of the two preceding tax years. In certain circumstances, the income of the parent or grandparent applying for the Super Visa may also be added to the host’s income.
Income thresholds and documentation requirements can change, so applicants should review the current requirements directly on the IRCC website before applying.
To determine your eligibility, please review the official definitions on IRCC website –Eligibility Requirements
– Biometrics and Additional Documents:
If biometrics are required, IRCC will send you a Biometrics Instruction Letter with information on how and where to provide your fingerprints and photo. Completing this step promptly can help avoid unnecessary processing delays.
During the review, IRCC may also request additional documents, an interview, a police certificate or further information related to your application. Super Visa applicants must also have a valid immigration medical examination.
– Super Visa Application Decision:
If your application is approved and you require a visa, IRCC will provide instructions for submitting your passport to a Visa Application Centre so the Super Visa can be placed in your passport.
Visa-exempt applicants follow a different process and may instead receive instructions regarding an electronic travel authorization (eTA) and a letter to present when travelling to Canada.
If the application is refused, IRCC will provide an explanation of the decision. Depending on the terms of your insurance policy, a Super Visa refusal may also make you eligible for a refund of the insurance premium.
– Before Travelling to Canada:
Before departure, make sure your passport, Super Visa or other required travel authorization, and proof of paid Super Visa health insurance are readily available. A border services officer may ask to review your insurance when you enter Canada.
Your insurance must remain valid while you are staying in Canada under the Super Visa program. If your travel dates change before departure, check with your insurer or insurance broker to make sure the policy effective date still corresponds with your planned arrival.
Final admission and the authorized length of stay are determined by the Canada Border Services Agency when you enter Canada.
The policy must meet current IRCC requirements, including minimum coverage, duration and required medical benefits.
You can also contact one of our advisors if you need help choosing coverage.
Use our quote calculator to compare personalized rates and coverage options.
Stability periods and eligibility vary by age, insurer and plan.
Monthly payment availability and terms vary by insurer.
You will generally need to provide a copy of the refusal letter and any other documentation requested by the insurer.
Refund eligibility, fees and calculation methods vary by insurer and policy.
If the policy will expire before you leave Canada, it should be renewed so that coverage remains in force. Proof of insurance is also required on each entry to Canada.
A quote alone is not accepted as proof of insurance. The policy must be paid in full or through an eligible instalment arrangement with a deposit.
All you need to do is to upload it to you IRCC account or print and send it along with the paper application package for Super Visa to IRCC.
When choosing a limit, consider the applicant’s age, medical history, length of stay, budget and the potential cost of hospitalization or other emergency treatment in Canada.
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