Have you recently or will you soon:
Immigrate to Canada?
Buy a home?
Take on a business loan?
Got Married?
Taken out or renewed a mortgage?
Purchased or started a business?
Retired?
Had a baby?
Quit smoking?
Make any other major changes in your life?
If your answer is "Yes" on any of these questions, please email: michael.arbetov@gmail.com
Insurance Portal
Saves you time and money by easily buying insurance online, understand the value of health insurance, find out what is the best insurance coverage to buy. To travel to Canada or from Canada please choose proper web insurance plan for Emergency Medical Insurance
and other insurance products for Canadian residents. We are affiliated with CF Canada Financial Group Inc.
Service AreaWe are licensed in provinces: Alberta, British Columbia, and Ontario. To buy visitors to Canada emergency medical insurance or Health and Dental plans you may reside in any Canadian provice such as Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Nova Scotia, Northwest Territory, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, or Yukon Territory and buy coverages online.
We have clients in Abbotsford, Aldergrove, BC Northern, Beaumont, Bowser, Burnaby, Calgary, Chilliwack, Cloverdale, Coquitlam, Delta, Deep Cove, Edmonton, Etobicoke, Fleetwood, Fraser Valley, Greater Vancouver, Kelowna, Ladner, Langley, Maple Ridge, Mission, Nanaimo, New Westminster, North Vancouver, North Bay, North York, Ottawa, Pemberton, Pitt Meadows, Port Coquitlam, Port Moody, Richmond, Sarnia, Squamish, Sunshine Coast, Surrey, Thornhill, Toronto, Vancouver, Vancouver Island, Victoria, White Rock, West Vancouver, Wistler
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Group Benefits Insurance Plans
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Group Insurance
Our company is proud to offer to you Group Insurance products that will meet all your needs and requirements. As we understand the uniqueness of your company, we can design plans in accordance with your company’s nature of business and functionality. Plans may include: extended health care benefits, dental care benefits, disability benefits, critical illness benefits, accidental death and dismemberment benefits, basic and optional life insurance benefits, and more.
Our company is in partnership with four leading insurance providers in Canada. In order to receive approximate quotes for the plan and develop potential pricing strategy please be ready to provide following minimum details about your company: The exact nature of your business? Number of employees to be insured, their occupation, date of birth, gender, salary, coverage (single or family) Benefits you would like to include in to the plan. You can download form from this website. Healthcare and Dentalcare Benefits Dental and Health care are vital components of any group benefit plan. Health and Dental benefit plan will help you to pay for professional services that are not covered by your provincial health plan.
Dentalcare Benefits
With Dental Care included into the plan your plan members and their dependents will be helped to cover the cost of dental services and supplies provided by licensed specialists. Coverage may include but not limited to: Minor restorations – fillings, prefab crowns for primary teeth, and other services completed in conjunction with minor restorations Periodontics – treatment of gums Endodontics – root canal therapy Crowns and onlays Dentures and bridges Replacements when the existing appliance is five or more years old Related items such as posts, pins and denture-related surgery etc.
Comprehensive Healthcare Plans
Comprehensive healthcare plan is available for the plan members including dependants and retirees.
Prescription Drug Coverage
The plan offers coverage that allows plan members to manage their drug plan benefits.
Insurance and Services for Serious Illnesses
Medical services and financial support for the plan members in case of their critical illness. The plan helps to focus attention on recovery rather than on financial aspects, such as spending on drugs, associated with illness.
Travel Medical Coverage
Essential plan for those whose work associated with frequent business trips or just personal trips. Support and coverage in case of medical emergency situation during the trip is guaranteed in any part of the world.
Healthcare Spending Accounts
This benefit helps to reduce treatment-related expenses not covered by traditional group benefit plans in a tax-effective way.
Medical Reimbursement Plans
Additional coverage created to supplement group healthcare ad dentalcare coverage in a tax effective way.
Healthcare for People About to Retire: Prelude
Recommend yourself as a generous and caring employer. Secure your retiring plan members with Healthcare for People About to Retire plan which will help them to protect themselves against the cost of unforeseen healthcare expenses. Plan members can design the plan and choose benefits that are important for them and their dependants.
Wellness & Disability Programs This program offers you options to deal with such issues as employees presenteeism, absenteeism and other health-related issues, rising benefit costs. Integrated workplace programs on disability and wellness management can help your company to maintain healthy work environment.
Disability Insurance Plans
Plan members receive income to pay medical expenses for disability. Available in two options – short- and long-term. Replace a percentage of the plan member’s earnings
Life and Accidental Death and Dismemberment Benefits Life and Accidental Death insurance provides relatives and dependants of plan members with financial support in event of tragic death and accidents. The coverage amount may vary and depend on multiple of plan member’s annual salary or specific amount stated. Life Insurance Offers financial benefits to plan members and their families in the event of death of the plan member. Accidental Death and Dismemberment (AD&D) Insurance
Provides financial support after accidental loss of a limb, use of a limb, sight, hearing, speech or life. In case of death benefits can be paid to the beneficiary.
International Benefits Plans If you are a multinational company with employees working in (or from) more than one country, we can help you tailor a benefits solution to meet your particular needs in these situations:
1. You are based in Canada and need group benefits for: Expatriates – a person temporarily or permanently residing in a country other than that of the person’s upbringing or legal residence. Inpatriates – returning expatriates who are satisfying a waiting period to be eligible for provincial health care coverage, or foreign employees working for a Canadian business in Canada. Third country nationals (TCN) – citizens of one foreign country employed and working in a second foreign country for a Canadian company. Foreign nationals – foreign employees working in their own country for a division or subsidiary of a Canadian business.
2. You are based outside Canada and are looking for group benefits for your Canadian operation.
3. You are a global employer with benefit plans in various countries.
Your employees working outside of Canada can rely on the plan benefits in any part of the World.
Group Plan Benefits Solutions for Small Business Every client is valuable for us. Even small organizations with 3 to 35 employees can benefit from the specially designed Small Business Group Benefit package – a comprehensive option that can sustain and develop your business success. The package will reduce costs in comparison with individual insurance plans; in addition, your premium may be tax-deductable as a business expense. Secure your employees today by providing them with financial security and increase their morale, productivity and loyalty to your company!
Small Business Group Benefit package designs:
For organizations with three or four plan members, the package must include: Accidental death and dismemberment Employee life insurance And, as a minimum, one of the following: Short-term disability Long-term disability Healthcare Dentalcare
For organizations with between five and 35 plan members, the package must include: Employee life And, as a minimum, one of the following: Short-term disability Long-term disability Healthcare Dentalcare
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Insurance Providers
We can offer the service from the majority of Canadian life insurance companies. Among them are top-rated companies:
TIC - Travel Insurance CoordinatorsPacific Blue Cross Canada
Travel Underwriters
Insurance Canada Insurance Consumer and Professional Information
Blue Cross Canada Insurance
Canada Life
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the oldest Canadian insurance company, Great West Life Canada
Empire Financial Canada
Equitable Life - one of the biggest Canadian mutual insurance companies
Federated Insurance
Green Shield Canada
IAP - Industrial Alliance Pacific of Canada
Manulife Canada - Manufacture Life, one of the biggest in Canada insurance company, is a leading provider of life, health, disability and travel insurance.
RBC Insurance
Standard Life Canada
Transamerica Life
We are also able to submit a contract with almost any of other life insurance, critical illness insurance, disability insurance, travel insurance, visitor insurance, dental and medical insurance, long term care insurance companies if they would service the financial needs of existing and prospective clients better then current ones. International Insurance
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